Investing made simple

Three simple questions we will answer today

1Where does money grow fastest?

FD, gold, property, shares — compared in rupees.

2What is pre-IPO?

Buying a company’s shares early — explained with one example.

3How can I invest with Elite?

Four simple plans, and how to start.

Question 1 · Where does money grow fastest?

Keep ₹1 lakh for 10 years. What does it become?

Where you keep itPer yearAfter 10 years
Fixed / recurring deposit7%
₹1.97 lakh
Bonds9%
₹2.37 lakh
Real estate10%
₹2.59 lakh
Gold11%
₹2.84 lakh
Mutual funds15%
₹4.05 lakh
Stock market18%
₹5.23 lakh

Indicative long-term average annual returns, compounded for 10 years. Actual returns change every year and are not guaranteed.

Then why doesn’t everyone buy shares?

Two reasons — fear and risk

Reason 1Fear

“What if the market crashes? What should I buy, and when?”

Reason 2Risk

Prices go up and down every day. It feels like gambling.

Our answerEnter early, with research and guidance.

Don’t avoid shares — enter at the right stage. That stage is called pre-IPO.

Question 2 · What is pre-IPO?

Buying shares before the company comes to the stock market

Stage 1Private company

Owned by founders, staff and early investors

You buy herePre-IPO

Shares bought before listing — usually at a lower price

Stage 3IPO

The company sells shares to the public for the first time

Stage 4Listed

Shares trade daily on NSE / BSE at market price

Why not just apply in the IPO?

IPO vs pre-IPO — three differences

IPOPre-IPO Will I get shares?Lottery — in popular IPOs most people get nothingYes — you get what you pay for How much can I invest?Maximum ₹2 lakh per applicationNo such limit At what price?IPO price, fixed by the companyEarlier price — usually lower than the IPO price

In both cases the shares are credited to your own demat account (NSDL / CDSL). Pre-IPO shares carry a 6-month lock-in after the IPO.

Real examples from the past

What early shareholders saw at listing

Tata Technologies
₹150→₹1,240

Pre-IPO price → price around listing

8.3×
DMart
₹90→₹604

Pre-IPO price → price around listing

6.7×
ICICI Lombard
₹40→₹650

Pre-IPO price → price around listing

16.3×

Selected historical examples; unlisted price as reported before the IPO vs. the price around listing. Pre-IPO prices vary with the purchase date. Past performance does not indicate future results — some unlisted companies list below expectations or do not list at all.

Straight talk

Every investment has risk. Here is ours.

The riskHow Star Elite helps
Hard to sell earlyUnlisted shares are not traded daily, so selling before listing takes time.
Buy-back optionSelected plans come with a written buy-back at 39 months.
Listing can be delayedSome companies list late, and some never list.
Research firstWe study each company’s finances and listing readiness before offering it.
Price and lock-inPrices are set off-market, and there is a 6-month lock-in after the IPO.
Clear and in your namePrice shown upfront; shares go to your own demat account.

Question 3 · How can I invest with Elite?

Four simple ways to invest with us

01Direct Buying

Buy pre-IPO shares yourself, on our website

02Buy-Back Plans

Invest, wait 39 months, get 1.5× back — or keep the asset

03Monthly Revenue Plan

Lend to the company, receive interest every month

04Monthly Deposit Plan

Put a small fixed amount every month

Option 1 · Direct buying

Buy pre-IPO shares in three steps

1Pick a company

See price and lot size on stareliteindia.com

2KYC & pay

Complete KYC once, then pay

3Shares in your demat

Credited through NSDL / CDSL

stareliteindia.com · Historical platform image
Historical platform screenshot

Option 2 · Buy-back plans

Invest, wait 39 months, then choose

Today₹1,00,000

You invest — the asset is in your name

Wait39 months

That is 3 years and 3 months

Then you choose one
A₹1,50,000

Star Elite buys it back from you at 1.5×

BKeep it

Keep the asset. For property and jewellery you also get ₹50,000 back

Option A · you get back₹1,50,000
Same as growing about13.3% a year

Buy-back plans · what you can invest in

Pick what you like. Same 39-month rule.

Pre-IPO
Pre-IPO sharesIn your own demat accountFrom₹2 lakh
Diamond necklace
Diamond jewelleryWear it while you waitFrom₹1 lakh
Vann Century farmland brochure
Farm land, PenchVann Century eco plotsFrom₹7 lakh
Resort project aerial view
Resort unit, KhumariFully furnished, near PenchFrom₹25.5 lakh
After 39 months

A get 1.5× back, or B keep it — and for jewellery, farm land and resort, also get 50% of your money back by post-dated cheque.

Embassy Life, Pattaya

International property

A home in Pattaya, Thailand

₹1 Crto start · 500 m from Jomtien Beach

Choice 1 · monthly income₹1 lakh every month

A fixed 12% return a year on ₹1 Cr — and the home stays in your name.

Choice 2 · buy-backGet 150% back

Star Elite buys it back at 150% — or keep the home and get 50% of your money back after possession.

Option 3 · Monthly Revenue Plan (Hand Loan)

Lend ₹1 lakh, receive interest every month

Short6 months₹2,000a month

2% a month · total ₹12,000

Medium15 months₹3,000a month

3% a month · total ₹45,000

Long24 months₹4,000a month

4% a month · total ₹96,000

Please note

This is a loan to the company under a written agreement. It is not a bank deposit and not covered by deposit insurance (DICGC). Interest and principal depend on the company’s ability to pay.

Rates as offered at the time of this presentation; simple interest paid monthly; principal repaid at the end of the term. Subject to the signed agreement.

Also from Elite

Alkaline Water Ionizer — Rupee Back

Alkaline water ionizer

Buy a premium Japanese-technology water ionizer for your home — and get half the price back.

  • ₹1,51,000you pay today
  • ₹75,500back to you after 39 months (50%)

Recap

All plans on one page

PlanStart fromHow longWhat you get
Pre-IPO, directOne lotYour choiceSell at market price — no fixed return
Pre-IPO buy-back₹2 lakh39 months1.5× back, or keep the shares
Diamond jewellery₹1 lakh39 months1.5× back, or keep it + 50% back
Farm land, Pench₹7 lakh39 months1.5× back, or keep it + 50% back
Resort, Khumari₹25.5 lakh39 months1.5× back, or keep it + 50% back
Embassy Life, Thailand₹1 CrTo possession12% a year (₹1 lakh/month), or 150% buy-back / keep + 50% back
Monthly Revenue PlanOn request6 / 15 / 24 months2% / 3% / 4% a month, then principal back

1.5× in 39 months ≈ 13.3% a year, if the buy-back option is chosen. Monthly Revenue Plan is a hand loan, not a bank deposit. All plans are subject to the signed agreement.

Getting started

Four easy steps to start

01Talk to us

Tell us your goal and how long you can invest.

02Choose a plan

We explain every term in writing.

03KYC & sign

PAN, Aadhaar, bank and demat details, and a signed agreement.

04Invest & relax

Assets in your name, with regular updates.

Thank you

Start your journey
with Star Elite

Any questions? We are happy to explain.

Star Elite

stareliteindia.com

connect@stareliteindia.com

House No.: 487/A, Godhuli, Behind Tuli Imperial, Ramdaspeth, Nagpur, Maharashtra, India- 440012

Important information

Please read before investing

  1. Pre-IPO and unlisted shares can fall in price, can be hard to sell, and a listing is not assured.
  2. The past examples shown are for illustration. Past performance does not tell future results.
  3. Buy-back, refund and interest are commitments of the company under the written agreement you sign. Please read all documents carefully.
  4. The Monthly Revenue Plan (hand loan) is not a bank deposit and is not covered by deposit insurance (DICGC).
  5. Thailand property follows Thai law and foreign-ownership rules. Money sent abroad by Indian residents falls under the RBI Liberalised Remittance Scheme.
  6. Project images are artist’s impressions or representative. Return figures are indicative and not guaranteed.
  7. Company names belong to their owners and do not mean they endorse Star Elite.
  8. This presentation is for information only. It is not an offer to buy or sell any security.

EGElite Early Wealth Management Pvt Ltd · CIN U66309MH2025PTC444595 · House No.: 487/A, Godhuli, Behind Tuli Imperial, Ramdaspeth, Nagpur, Maharashtra, India- 440012 · connect@stareliteindia.com

Brand updated 2 November 2026 · Programme examples require current written confirmation.