Corporate Presentation · 2026

We invite you to grasp the art of investment.

Real EstatePre-IPODiamond Jewellery

22 years in Nagpur · stareliteindia.com

Who we are

Two decades of trust in Nagpur. Now, wealth management.

Our founder brings 22 years of experience in Nagpur real estate, with an emphasis on three things: innovation, integrity and putting clients first.

We now bring that experience in asset management to a wider set of investments — real estate in India and abroad, pre-IPO shares and diamond jewellery — so individuals and businesses can protect and grow their wealth for the next generation.

InnovationIntegrityCustomer centricity

22+years in Nagpur real estate

3asset classes under one roof

2025wealth-management company incorporated

6awards & recognitions, 2025–26

Founder & Director

Dr. Sharad Deshmukh

22+ years in Nagpur real estate and asset management
MahaRERA-registered real estate agent — A011192502279
Honorary Doctorate in Banking & Finance, American East Coast University
Times Power Brands 2026 — Trusted Pre-IPO Investment Advisor

“Pre-IPO investments are no longer a distant dream for individual investors. Our goal is to democratise access and guide people toward smarter, safer and more rewarding investment avenues.”

Recognition

Recognised by India’s leading media

The Economic TimesChangemakers of Nagpur

Times Power Brands 2026Trusted Pre-IPO Investment Advisor

94.3 MY FMBusiness Excellence Award 2026

93.5 RED FMRed Pride Awards — Appreciation

Times Healthcare Leaders 2026Associate Sponsor

American East Coast UniversityHonorary Doctorate · Banking & Finance

In the press

What the papers are saying

Newspaper clipping — “Empowering Investors through Pre-IPO Opportunities”

Registrations & certifications

Properly constituted. Fully documented.

**Certificate of Incorporation**Ministry of Corporate Affairs · EGElite Early Wealth Management Pvt Ltd`CIN U66309MH2025PTC444595`

MahaRERA registration — **MahaRERA Agent Registration**Sharad Raghupati Deshmukh · valid to 25 Aug 2030`A011192502279`

NISM certificate — **NISM · SEBI Investor Awareness Test**Certificate of participation · Sharad R. Deshmukh`NISM × SEBI`

Wealth management certificate — **Global Wealth Management**Professional certificate · team member Saurabh Giradkar`The Wealth Company`

Part 2 · The case for investing

Don’t work for money.
Let money work for you.

But how?

Most families stop at saving. Wealth starts one step later.

01Job · BusinessYour time and skill

02IncomeWhat you earn

03SavingsWhat you keep — protected, but not growing

04InvestmentSavings put to work in growing assets

05WealthMoney that earns while you don’t

Savings protect you. Investments grow you. The question is where to invest — and how to do it safely.

Where Indians put their money

The usual choices — and what they typically earn

Indicative long-term average annual returns. Actual returns vary year to year and are not guaranteed.

Why not the stock market?

Two things hold people back

01Fear

Of losing money in a crash. Of not knowing what to buy, or when.

02Risk

Daily price swings, market tips and timing — it feels like a game the public loses.

The answerEnter earlier, with research and guidance.

Not by avoiding equity — by choosing the right entry point. That is where IPOs and pre-IPO come in.

Two ways into a growing company

IPO vs Pre-IPO

	IPOInitial Public Offering	Pre-IPOBefore the company lists
When you buy	On listing, through the stock exchange	Before listing, as unlisted shares
Entry price	Fixed by the IPO price band	Negotiated — usually below the eventual IPO price
Allotment	Lottery when oversubscribed — most get nothing	You receive the shares you pay for
Investment limit	Retail capped at ₹2 lakh per application	No retail cap
Where shares sit	Your demat account	Your demat account (NSDL / CDSL)
Selling	Tradable from listing day	Limited until listing; 6-month lock-in after the IPO

1 · Initial Public Offering

Great IPOs are hard to get into

An IPO is the first time a company sells its shares to the public on a stock exchange. The potential is real — but for a retail investor, access is limited.

×10Oversubscription

Popular IPOs are often subscribed many times over, leaving most retail applicants with no shares at all.

₹2LInvestment limit

Retail bids are capped at ₹2,00,000, with a minimum of roughly ₹15,000 per application.

1 lotLottery allotment

Even a lucky applicant usually gets one lot — about ₹14,000–15,000 of shares. The rest is refunded.

2 · Pre-IPO

Own the shares before the crowd

Pre-IPO means buying a company’s shares before it lists on the stock exchange — the stage where founders, employees, early investors and funds hold its stock.

Until recently this was open only to institutions and the very wealthy. Star Elite makes it accessible to individual investors, with research and guidance at every step.

Earlier entry priceTypically below the eventual IPO price
Room for multi-fold growthIf the company grows and lists well
No ₹2 lakh capInvest the amount that suits you
Full allotmentNo lottery — you get what you buy
Held in your own dematShares credited through NSDL / CDSL

How a company goes public

Five steps to listing — and where you come in

Pre-IPO investors enter here

01Company assessment

Business valuation and listing strategy

02Advisers appointed

Investment bankers, lawyers, accountants

03Financial audits

Due diligence on every number

04Draft prospectus

DRHP prepared and filed

05SEBI approval & listing

Shares open to the public

By the time the public can buy, early shareholders have often been holding for years.

Earlier pre-IPO success

What early shareholders saw at listing

Selected historical examples; unlisted price as reported before the IPO, compared with the price around listing. Pre-IPO prices vary with the date of purchase. Past performance does not indicate future results — some unlisted companies list below expectations or do not list at all.

Straight talk

Know the risks — and how we manage them

The risks

Liquidity: Unlisted shares are not traded on an exchange — selling before listing takes time.
Listing timing: IPO plans can be delayed, and some companies never list.
Valuation: Prices are set off-market and can be above or below fair value.
Lock-in: Pre-IPO shareholders face a 6-month lock-in after the IPO.

How Star Elite helps

Research-led selection: We study financials and listing readiness before offering a company.
Transparent pricing: Price, lot size and depository shown up front for every share.
Shares in your name: Transferred to your own demat account through NSDL / CDSL.
Buy-back options: Selected plans include a written buy-back commitment at 39 months.

Part 3 · Investing with Star Elite

Four ways to invest with us

01Direct Buying

Buy unlisted shares directly on our platform

02Buy-Back Plans

Pre-IPO, property and jewellery with a 39-month buy-back option

03Monthly Revenue Plan

Hand loan with fixed monthly interest, for 6, 15 or 24 months

04Monthly Deposit Plan

Build wealth with a fixed amount every month

Option 1 · Direct buying

Buy unlisted shares directly, online

stareliteindia.com · Historical platform image

Browse companiesPrice, lot size and depository for each
Choose and payComplete KYC once
Shares in your dematCredited through NSDL / CDSL

On the platform today, for example

Kannur International AirportLAVA InternationalKurlon EnterpriseManjushree TechnopackMKCLKinecoJaro EducationInox Leasing & Finance

Option 2 · Buy-back plans

Invest. Hold 39 months. Then choose.

TodayYou invest

Pre-IPO shares, property or jewellery — in your name

39 monthsYou hold

The asset stays yours throughout

At maturity, your choice

A

Buy-back at 1.5×

Star Elite buys it back at 150% of your investment

B

Keep it

Hold for market growth — property and jewellery plans also return 50% of your investment

If you invest₹5,00,000

Buy-back value at 39 months₹7,50,000

Equivalent annual growth≈ 13.3% a year

International property · two plans

Embassy Life
Pattaya, Thailand

₹1 Crstarting investment
500 mfrom Jomtien Beach
70 mresort-style pool
Rooftopinfinity pool, spa & salt cave

Two ways to invest

1 Fixed-return plan — a fixed 12% annual return (₹1 lakh a month on ₹1 Cr), and the home stays in your name.

2 Buy-back plan — Star Elite buys back at 150%, or keep the home and receive 50% of your investment back after possession.

Buy-back · Nagpur real estate

Land and leisure near Pench

Farm land · PenchVann Century eco plots

From ₹7 lakh

4-acre resort · Khumari, PenchFully furnished resort units

From ₹25.5 lakh

Buy-back · Diamond jewellery

Wear it. Then choose.

Own fine diamond jewellery that is also an investment — from ₹1 lakh.

After 39 months

A Return the jewellery and receive 1.5× your investment, or

B keep the jewellery and receive 50% of your investment by post-dated cheque.

Option 3 · Monthly Revenue Plan (Hand Loan)

Fixed monthly interest, three terms

Term	Interest per month	Annual rate	Total interest over term
6 months	2%	24%	12% of principal
15 months	3%	36%	45% of principal
24 months	4%	48%	96% of principal

Rates as offered at the time of this presentation; simple interest, paid monthly. Subject to the signed agreement.

All plans at a glance

Compare side by side

Plan	Minimum	Term	At maturity	Annual equivalent*
Direct pre-IPOUnlisted shares	One lot	Your choice	Sell at market price	Market-linked
Pre-IPO buy-backShares in your demat	₹2 lakh	39 months	1.5× buy-back, or keep shares	≈ 13.3%
Embassy Life, ThailandPattaya property	₹1 Cr	To possession	12% fixed return a year, or 150% buy-back / keep + 50% back	12% (fixed-return plan)
Farm land, PenchVann Century	₹7 lakh	39 months	1.5× buy-back, or keep + 50% back	≈ 13.3%
Resort, KhumariFully furnished	₹25.5 lakh	39 months	1.5× buy-back, or keep + 50% back	≈ 13.3%
Diamond jewelleryWear while you hold	₹1 lakh	39 months	1.5× on return, or keep + 50% back	≈ 13.3%
Monthly Revenue PlanHand loan · monthly interest	On request	6 / 15 / 24 months	Principal repaid	24% / 36% / 48% simple

* For buy-back plans: the compound annual rate that turns 1× into 1.5× over 39 months, if the buy-back option is chosen. All plans are subject to the signed agreement.

Also from Elite

Alkaline Water Ionizer — Rupee Back

A premium Japanese-technology water ionizer for the home, with a money-back plan.

₹1,51,000price
50%of the price returned after 39 months

Getting started

Four steps to your first investment

01Consultation

We understand your goals, time horizon and comfort with risk.

02Choose a plan

We explain every term in writing — returns, lock-ins and exits.

03KYC & agreement

PAN, Aadhaar, bank and demat details; a signed agreement for your plan.

04Invest & track

Assets in your name, with regular updates until maturity.

Thank you

Start your journey
with Star Elite

and unlock the power of pre-IPO.

stareliteindia.com

connect@stareliteindia.com

House No.: 487/A, Godhuli, Behind Tuli Imperial, Ramdaspeth, Nagpur, Maharashtra, India- 440012

Important information

Please read before investing

Investments in unlisted and pre-IPO shares carry market, liquidity and listing risks. Prices can fall, and a listing is not assured.
Historical examples are illustrative. Past performance does not indicate future results.
Buy-back, refund and interest terms are commitments of the company under the written agreement signed with each investor. Please read all documents carefully before investing.
Hand loans are not bank deposits and are not covered by deposit insurance (DICGC).
Property in Thailand is subject to Thai law and foreign-ownership rules. Remittances by Indian residents are subject to the RBI Liberalised Remittance Scheme.
Project images are artist’s impressions or representative. Indicative return figures are not guaranteed.
Company names mentioned belong to their owners and do not imply endorsement of Star Elite.
This presentation is for information only and is not an offer or solicitation to buy or sell any security.

EGElite Early Wealth Management Pvt Ltd · CIN U66309MH2025PTC444595 · House No.: 487/A, Godhuli, Behind Tuli Imperial, Ramdaspeth, Nagpur, Maharashtra, India- 440012 · connect@stareliteindia.com